Obermatt

Capital Bancorp

NSQ:CBNK · US1397371006
BanksSmall

360

63
Profit price76
Cash yield37
Price/Sales92
EV / Gross Profit100
Price/Book40
Returns on capital82
Profit margins
Cash Conversion75
Accruals11
Owner Earnings Margin24
Sales growth56
Profit Growth43
Owner Earnings Growth59
Reinvestment86
Price momentum1
Debt load92
Debt serviceability57
Liquidity54
Analyst ratings91
Opinion Changes50
Price Target Upside44
Market mood100
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Capital Bancorp generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1998
Employees327
ISINUS1397371006
Last UpdateApr 2, 2026
Themes
BankingCommercial LendingFinanceFinancial Services

Description

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. (the bank) that provides various banking products and services. The bank is a commercial-focused community bank based in the Washington, D.C. and Baltimore metropolita…

Analysis

Quality compounder

Capital Bancorp, Inc. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 9.9×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is stretched. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
96
2023202420252026

All-time high

96

Jun 2026

All-time low

73

Mar 2026

Average rank

88

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
92
93
100
88
Price/Earnings
78
87
73
73
Price/Book
40
21
24
6
Dividend Yield
37
3
6
5
Value (overall)
67
43
55
37

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →