Obermatt

OceanFirst Financial

NSQ:OCFC · US6752341080
BanksSmall

360

67
Profit price22
Cash yield97
Price/Sales100
EV / Gross Profit9
Price/Book100
Returns on capital6
Profit margins
Cash Conversion84
Accruals11
Owner Earnings Margin16
Sales growth93
Profit Growth85
Owner Earnings Growth10
Reinvestment41
Price momentum10
Debt load4
Debt serviceability75
Liquidity19
Analyst ratings50
Opinion Changes50
Price Target Upside98
Market mood63
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

OceanFirst Financial clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1995
ISINUS6752341080
Last UpdateApr 2, 2026

Description

OceanFirst Financial Corp. operates as the holding company for OceanFirst Bank N.A that provides a wide variety of financial products and services to meet the needs of customers in the communities it serves. The company is subject to regulation by t…

Analysis

Deep value

OceanFirst Financial Corp. lands in the deep-value zone: the price is very low, but so are the business fundamentals.

The price is attractive. You pay 13.8× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and the balance sheet is adequate. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

What to watch: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
82
2023202420252026

All-time high

98

Mar 2026

All-time low

48

Jan 2024

Average rank

79

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
100
54
58
41
Price/Earnings
100
49
78
67
Price/Book
100
93
97
89
Dividend Yield
97
82
75
75
Value (overall)
100
81
92
73

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →