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HomeTrust Bancshares

NYQ:HTB · US4378721041
BanksX-Small

360

49
Profit price54
Cash yield53
Price/Sales23
EV / Gross Profit64
Price/Book7
Returns on capital82
Profit margins—
Cash Conversion65
Accruals83
Owner Earnings Margin65
Sales growth12
Profit Growth46
Owner Earnings Growth33
Reinvestment47
Price momentum58
Debt load72
Debt serviceability53
Liquidity89
Analyst ratings73
Opinion Changes50
Price Target Upside52
Market mood75
Value Creation17/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

HomeTrust Bancshares generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNYSE
Founded2011
Websitehtb.com
ISINUS4378721041
Last UpdateApr 2, 2026
Indices
Sound Pay Practices (USA)

Description

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank (‘HomeTrust’ or ‘Bank’) that provides a wide range of retail and commercial banking products within its geographic footprint, which includes: North Carolina (the Ashev…

Analysis

Quality compounder

HomeTrust Bancshares, Inc. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.3×; owner earnings: the cash an owner could take out each year.

Growth is weak; the safety picture is adequate. The company scores 17/20 on our value-creation score: strong value creator. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
73
2023202420252026

All-time high

88

Mar 2026

All-time low

36

Sep 2025

Average rank

60

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
23
37
74
56
Price/Earnings
13
27
67
25
Price/Book
7
43
64
44
Dividend Yield
53
20
25
25
Value (overall)
8
12
57
25

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →