Obermatt

Associated Banc-Corp

NYQ:ASB · US0454871056
BanksSmall

360

89
Profit price95
Cash yield77
Price/Sales90
EV / Gross Profit38
Price/Book83
Returns on capital35
Profit margins
Cash Conversion76
Accruals19
Owner Earnings Margin64
Sales growth85
Profit Growth91
Owner Earnings Growth100
Reinvestment56
Price momentum34
Debt load14
Debt serviceability93
Liquidity11
Analyst ratings32
Opinion Changes20
Price Target Upside48
Market mood77
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Associated Banc-Corp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
Founded1964
Employees3,458
ISINUS0454871056
Last UpdateApr 2, 2026

Description

Associated Banc-Corp operates as the bank holding company for Associated Bank that provides a broad array of banking and nonbanking products and services to businesses and consumers. At December 31, 2025, the company owned one nationally chartered c…

Analysis

Bargain bin

Associated Banc-Corp falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

The price is attractive. You pay 9.2× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -4% yearly growth; analysts expect 6%. The price, in other words, assumes less than the experts do.

The trajectory is solid and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
90
2023202420252026

All-time high

90

Jun 2026

All-time low

10

Jul 2024

Average rank

54

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
90
60
65
75
Price/Earnings
97
85
72
22
Price/Book
83
82
83
97
Dividend Yield
77
66
75
77
Value (overall)
98
86
89
94

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →