Permanent TSB Group Holdings plc operates as a provider of retail and SME banking in the Republic of Ireland.
The company provides mainstream transactional banking, lending, saving and deposit taking services.
The company offers its products and se…
Analysis
Weak and unloved
Permanent TSB Group Holdings plc scores below average on quality and is priced accordingly, a low-conviction position in either direction.
On valuation, the picture is attractive. The owner-earnings multiple stands at 13.5×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 1% a year, against analyst forecasts of 23%. The price, in other words, assumes less than the experts do.
Growth is tepid; the safety picture is sturdy. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.
Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 20237
27
2023202420252026
All-time high
67
Aug 2023
All-time low
4
Jan 2025
Average rank
35
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
67
89
72
63
Price/Earnings
9
13
23
3
Price/Book
83
95
80
78
Dividend Yield
9
12
29
23
Value (overall)
26
55
48
34
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.