Obermatt

Toronto Dominion Bank

TOR:TD · CA8911605092
BanksSmall

360

50
Profit price4
Cash yield73
Price/Sales10
EV / Gross Profit91
Price/Book8
Returns on capital65
Profit margins
Cash Conversion77
Accruals93
Owner Earnings Margin12
Sales growth40
Profit Growth96
Long-Term EPS Growth63
Owner Earnings Growth1
Reinvestment71
Price momentum100
Debt load82
Debt serviceability27
Liquidity97
Analyst ratings52
Opinion Changes67
Price Target Upside7
Market mood25
Value Creation7/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Toronto Dominion Bank clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryCanada
IndustryBanks
SizeSmall
TypePublic Company
ExchangeTSX
Founded1955
Employees77,797
Websitetd.com
ISINCA8911605092
Last UpdateApr 2, 2026
Themes
Asset ManagementBankingFinanceFinancial Services

Description

The Toronto-Dominion Bank and its subsidiaries (TD) provides various financial products and services. The company serves over 28.1 million customers in four key businesses operating in a number of locations in financial centers around the globe: Can…

Analysis

Beloved champion

The Toronto-Dominion Bank is a beloved champion: its quality is genuine, and the market already prices it as exceptional.

The price is fair. You pay 19.6× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 6% yearly growth; analysts expect 13%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is sturdy. The company scores 7/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
68
2023202420252026

All-time high

100

Jul 2023

All-time low

16

Jan 2025

Average rank

56

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
10
85
77
45
Price/Earnings
10
83
67
71
Price/Book
8
31
27
13
Dividend Yield
73
96
90
78
Value (overall)
14
89
66
34

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →