Obermatt

1st Source

NSQ:SRCE · US3369011032
BanksSmall

360

55
Profit price79
Cash yield25
Price/Sales9
EV / Gross Profit31
Price/Book26
Returns on capital67
Profit margins
Cash Conversion64
Accruals53
Owner Earnings Margin84
Sales growth30
Profit Growth56
Owner Earnings Growth67
Reinvestment84
Price momentum49
Debt load30
Debt serviceability67
Liquidity97
Analyst ratings18
Opinion Changes50
Price Target Upside29
Market mood65
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

1st Source generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1971
ISINUS3369011032
Last UpdateApr 2, 2026

Description

1st Source Corporation (1st Source), through its subsidiaries, provides a broad array of financial products and services. 1st Source Bank, the company’s wholly-owned banking subsidiary, offers commercial and consumer banking services, trust and weal…

Analysis

Quality compounder

1st Source Corporation earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.8×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
40
2023202420252026

All-time high

55

Jan 2024

All-time low

7

Mar 2026

Average rank

33

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
9
38
47
69
Price/Earnings
38
64
48
50
Price/Book
26
26
26
47
Dividend Yield
25
25
25
33
Value (overall)
12
33
33
61

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →