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H&R Block

NYQ:HRB · US0936711052
Diversified Consumer ServicesLarge

360

93
EV / EBIT95
Price / Owner Earnings78
Owner Earnings Yield98
Dividend Yield99
Price/Sales59
EV / Gross Profit90
Price/Book13
Return on Capital96
Cash Return on Capital98
EBIT Margin79
Gross Profitability84
Cash Conversion13
Accruals24
Owner Earnings Margin86
Sales growth27
Profit Growth80
Long-Term EPS Growth67
Owner Earnings Growth67
Reinvestment76
Price momentum28
Debt load4
Refinancing20
Debt Payback72
Liquidity75
Analyst ratings5
Opinion Changes50
Price Target Upside34
Market mood27
Value Creation16/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

H&R Block generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryDiversified Consumer Services
SizeLarge
TypePublic Company
ExchangeNYSE
Founded1955
Employees32,336
ISINUS0936711052
Last UpdateApr 2, 2026
Themes
Online PaymentsFintechUtility Scale SolarIdentity and Access ManagementIdentity Theft PreventionConsumer LendingConsultingRetailService Industry

Description

H&R Block, Inc. (‘H&R Block’) provides help and inspires confidence in its clients and communities everywhere through global tax preparation services, financial products, and small business solutions. The company blends digital innovation with human…

Analysis

Bargain bin

H&R Block, Inc. falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause. One caution: reported profits have recently run ahead of actual cash, which we track closely.

The price is attractive. You pay 5.8× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -11% yearly growth; analysts expect 12%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is sturdy. The company scores 16/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

What to watch: The financial cushion is thinner than comfortable. Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
37
2023202420252026

All-time high

98

Sep 2024

All-time low

37

Jun 2026

Average rank

71

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
59
33
28
76
Price/Earnings
73
89
92
97
Price/Book
13
94
97
14
Dividend Yield
99
84
84
96
Value (overall)
80
93
57
100

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →