Obermatt

Hanover Insurance Group

NYQ:THG · US4108671052
InsuranceMedium

360

32
EV / EBIT79
Price / Owner Earnings71
Owner Earnings Yield66
Dividend Yield65
Price/Sales52
EV / Gross Profit62
Price/Book37
Returns on capital
Profit margins37
Cash Conversion68
Accruals42
Sales growth46
Profit Growth59
Long-Term EPS Growth100
Reinvestment57
Price momentum81
Debt load49
Debt serviceability13
Liquidity68
Analyst ratings43
Opinion Changes26
Price Target Upside31
Market mood89
Value Creation17/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Hanover Insurance Group generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeNYSE
Founded1995
Employees4,151
ISINUS4108671052
Last UpdateApr 2, 2026
Themes
Insurance

Description

The Hanover Insurance Group, Inc. (THG), engages in property and casualty insurance products and services. The company markets its products and services through independent agents and brokers in the United States (U.S.). The company’s consolidated f…

Analysis

Middle-of-the-road

The Hanover Insurance Group, Inc. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

Valuation data is not available for this company.

The trajectory is moderate and the balance sheet is stretched. The company scores 17/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
69
2023202420252026

All-time high

69

Jun 2026

All-time low

12

Feb 2025

Average rank

33

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
52
74
78
69
Price/Earnings
42
67
52
48
Price/Book
37
47
40
41
Dividend Yield
65
68
74
70
Value (overall)
42
75
86
60

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Hanover Insurance Group with its peers
Donegal
NSQ:DGICA
43
CountryUSA
IndustryInsurance
SizeSmall
Full Stock Analysis →
RLI
NYQ:RLI
20
CountryUSA
IndustryInsurance
SizeSmall
Full Stock Analysis →
Cincinnati Financial
NSQ:CINF
70
CountryUSA
IndustryInsurance
SizeLarge
Full Stock Analysis →
Progressive
NYQ:PGR
73
CountryUSA
IndustryInsurance
SizeMedium
Full Stock Analysis →
Employers
NYQ:EIG
5
CountryUSA
IndustryInsurance
SizeSmall
Full Stock Analysis →
AFG
NYQ:AFG
13
CountryUSA
IndustryInsurance
SizeLarge
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →