Obermatt

Employers

NYQ:EIG · US2922181043
InsuranceSmall

360

5
Profit price1
Owner Earnings Yield15
Dividend Yield79
Price/Sales52
EV / Gross Profit1
Price/Book74
Returns on capital6
Profit margins7
Cash Conversion94
Accruals95
Owner Earnings Margin6
Sales growth9
Profit Growth13
Long-Term EPS Growth8
Owner Earnings Growth4
Reinvestment70
Price momentum59
Debt load69
Debt serviceability63
Liquidity26
Analyst ratings53
Opinion Changes50
Price Target Upside1
Market mood69
Value Creation6/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Employers doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeNYSE
Founded2005
Employees578
ISINUS2922181043
Last UpdateApr 2, 2026

Description

Employers Holdings, Inc. (EHI) is a specialty provider of workers' compensation insurance and related services focused on small and mid-sized businesses engaged in lower hazard industries. Through its wholly owned insurance subsidiaries, Employers I…

Analysis

Weak and unloved

Employers Holdings, Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is expensive. The owner-earnings multiple stands at 90.8×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is adequate. The company scores 6/20 on our value-creation score: not creating value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
61
2023202420252026

All-time high

96

Jan 2025

All-time low

21

Mar 2026

Average rank

59

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
52
48
46
31
Price/Earnings
1
40
51
19
Price/Book
74
84
82
81
Dividend Yield
79
70
68
65
Value (overall)
56
61
68
45

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →