Obermatt

First US Bancshares

NAQ:FUSB · US33744V1035
BanksX-Small

360

32
Medium confidence — indicative
Profit price37
Cash yield1
Price/Sales87
EV / Gross Profit100
Price/Book82
Returns on capital56
Profit margins
Cash Conversion84
Accruals46
Owner Earnings Margin24
Sales growth7
Profit Growth35
Owner Earnings Growth31
Reinvestment58
Price momentum56
Debt load96
Debt serviceability35
Liquidity15
Analyst ratings
Expectations trend
Market mood1
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

First US Bancshares clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQCM
Founded1999
ISINUS33744V1035
Last UpdateApr 2, 2026

Description

First US Bancshares, Inc. (Bancshares) operates as the bank holding company for First US Bank that conducts a general commercial banking business. The bank conducts a general commercial banking business and offers banking services, such as demand, s…

Analysis

Middle-of-the-road

First US Bancshares, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is fair. The owner-earnings multiple stands at 21.1×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is adequate. The company scores 10/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
13
2026

All-time high

15

Mar 2026

All-time low

13

Jun 2026

Average rank

14

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
87
Price/Earnings
17
Price/Book
82
Dividend Yield
1
Value (overall)
49

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →