Obermatt

Asuransi Tugu Pratama Indonesia

JKT:TUGU · ID1000143506
InsuranceSmall

360

39
Medium confidence — indicative
Profit price78
Cash yield1
Price/Sales76
EV / Gross Profit64
Price/Book87
Returns on capital22
Profit margins72
Cash Conversion41
Accruals64
Owner Earnings Margin71
Sales growth
Long-Term EPS Growth80
Owner Earnings Growth80
Reinvestment83
Price momentum63
Debt load77
Debt serviceability97
Liquidity57
Analyst ratings
Expectations trend
Market mood4
Value Creation8/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Asuransi Tugu Pratama Indonesia clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryIndonesia
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeIDX
Employees343
Websitetugu.com/
ISINID1000143506
Last UpdateApr 2, 2026
Themes
Financial ServicesInsurance

Description

Analysis

Deep value

PT Asuransi Tugu Pratama Indonesia Tbk looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.

On valuation, the picture is attractive. The owner-earnings multiple stands at 7.0×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is adequate. The company scores 8/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
76
Price/Earnings
72
Price/Book
87
Dividend Yield
1
Value (overall)
63

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →