AIFU

NSQ:AIFU · KYG3314G1102

InsuranceMedium

360

Medium confidence — indicative

Value58

Profit price—

Cash yield1

Owner Earnings Yield1

Dividend Yield1

Sales & asset price56

Price/Sales93

EV / Gross Profit9

Price/Book66

Quality1

Returns on capital1

Profit margins1

Cash backing51

Accruals100

Owner Earnings Margin1

Growth22

Sales growth—

Profit growth51

Profit Growth100

Owner Earnings Growth1

Reinvestment4

Price momentum9

Safety58

Debt load55

Debt serviceability41

Liquidity1

Sentiment39

Analyst ratings—

Expectations trend—

Market mood6

Value Creation0/20not creating value

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

AIFU doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Profile

CountryBritish Virgin Islands

IndustryInsurance

SizeMedium

TypePublic Company

ExchangeNASDAQGS

Founded2007

Websiteir.fanhuaholdings.com

ISINKYG3314G1102

Last UpdateApr 2, 2026

Indices

NASDAQ (USA)

Themes

PaaSArtificial IntelligenceAssisted LivingInsurtech

Description

AIFU Inc. operates as an independent financial services platform powered by artificial intelligence. The company specializes in delivering full-lifecycle insurance solutions and value-added services to individuals and families, with a focus on the m…

Analysis

Weak and unloved

AIFU Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.

Valuation data is not available for this company.

Growth is tepid; the safety picture is adequate. The company scores 0/20 on our value-creation score: not creating value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250

2026

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

—

Price/Earnings

—

Price/Book

—

Dividend Yield

—

Value (overall)

—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →