Obermatt

Upstart

NSQ:UPST · US91680M1071
Consumer FinanceMedium

360° View

14
Price/Sales65
Price/Earnings74
Price/Book61
Dividend Yield1
Revenue Growth92
Profit Growth58
Capital Growth1
TSR 52w25
Leverage15
Liquidity51
Refinancing15
Combined16
Analyst Opinions31
Pro Holdings37
Opinion Changes50
Market Pulse59

Profile

CountryUSA
IndustryConsumer Finance
SizeMedium
TypePublic Company
ExchangeNASDAQGS
Founded2013
Employees1,456
ISINUS91680M1071
Last UpdateApr 2, 2026
Index & Theme
FintechProcess AutomationArtificial IntelligenceMachine LearningData ProtectionConsumer LendingCreditFinancial ServicesFinTech

Description

Upstart Holdings, Inc. (Upstart), together with its subsidiaries, operates as an artificial intelligence (‘AI’) lending marketplace. Upstart’s marketplace supports unsecured and secured credit products, such as personal loans, auto loans, and home e…

Analysis

Upstart's 360° View rank of 14 places it among the weakest overall — better than 14% of its true peers.

It's growing slowly (31) and reasonably valued (63). On safety it is highly leveraged (14), and the market shows muted sentiment (33). Taken together, its Combined rank of 16 reads as among the weakest overall.

360° rank · history

1007550250
14
2023202420252026

All-time high

42

Mar 2026

All-time low

4

Apr 2024

Average rank

17

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
65
7
13
17
Price/Earnings
74
3
1
1
Price/Book
61
1
5
10
Dividend Yield
1
1
1
1
Value (overall)
63
3
1
1

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →