Obermatt

Flags

Financial distress

Porch Group

NAQ:PRCH · US7332451043
SoftwareMedium

360

39
EV / EBIT14
Price / Owner Earnings5
Owner Earnings Yield37
Dividend Yield1
Price/Sales67
EV / Gross Profit66
Price/Book100
Return on Capital61
Cash Return on Capital37
Return on Equity4
EBIT Margin49
Gross Profitability74
Accruals73
Owner Earnings Margin37
Sales growth72
Profit Growth21
Long-Term EPS Growth45
Owner Earnings Growth15
Reinvestment100
Price momentum63
Debt load5
Refinancing45
Debt Payback13
Liquidity45
Analyst ratings87
Opinion Changes92
Price Target Upside78
Market mood20
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Porch Group generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustrySoftware
SizeMedium
TypePublic Company
ExchangeNASDAQCM
Founded2011
Employees625
ISINUS7332451043
Last UpdateApr 2, 2026
Themes
Customer Relationship ManagementProcess AutomationSoftware DevelopmentHome ImprovementInsurtechReal Estate TechnologyHome ServicesSoftware

Description

Porch Group, Inc. and its consolidated subsidiaries (Porch) is a new kind of homeowners insurance company. In January 2025, the company completed the formation of Porch Reciprocal Exchange (the ‘Reciprocal’), and as part of this process, sold the co…

Analysis

Middle-of-the-road

Porch Group, Inc. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is expensive. You pay 162.5× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone.

The trajectory is moderate and the balance sheet is stretched. The company scores 14/20 on our value-creation score: strong value creator. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
78
2023202420252026

All-time high

78

Jun 2026

All-time low

18

Jan 2025

Average rank

42

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
67
80
89
57
Price/Earnings
40
94
94
49
Price/Book
100
94
94
37
Dividend Yield
1
1
1
1
Value (overall)
77
75
76
31

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →