Obermatt

Orange County Bancorp

NAQ:OBT · US68417L1070
BanksSmall

360

84
Profit price65
Cash yield83
Price/Sales47
EV / Gross Profit83
Price/Book46
Returns on capital92
Profit margins
Cash Conversion67
Accruals68
Owner Earnings Margin72
Sales growth34
Profit Growth52
Owner Earnings Growth76
Reinvestment8
Price momentum72
Debt load94
Debt serviceability29
Liquidity77
Analyst ratings100
Opinion Changes50
Price Target Upside53
Market mood5
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Orange County Bancorp generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQCM
Founded2007
ISINUS68417L1070
Last UpdateApr 2, 2026

Description

Orange County Bancorp, Inc. operates as the bank holding company for Orange Bank & Trust Company that provides commercial and consumer banking services to individuals, small businesses, and local municipal governments. Through its wholly owned subsi…

Analysis

Beloved champion

Orange County Bancorp, Inc. sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.1×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
66
2023202420252026

All-time high

98

Mar 2026

All-time low

53

Jan 2023

Average rank

73

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
47
59
35
70
Price/Earnings
31
91
45
45
Price/Book
46
13
1
60
Dividend Yield
83
49
44
55
Value (overall)
67
67
20
75

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →