Obermatt

Clover Health Investments

NSQ:CLOV · US18914F1030
Health Care Providers & ServicesSmall

360

36
EV / EBIT7
Price / Owner Earnings93
Owner Earnings Yield1
Dividend Yield1
Price/Sales60
EV / Gross Profit46
Price/Book13
Return on Capital3
Cash Return on Capital8
Return on Equity10
EBIT Margin7
Gross Profitability95
Accruals93
Owner Earnings Margin18
Sales growth100
Profit growth27
Reinvestment92
Price momentum62
Debt load82
Refinancing35
Debt Payback1
Liquidity39
Analyst ratings36
Opinion Changes50
Price Target Upside4
Market mood50
Value Creation4/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Clover Health Investments doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Profile

CountryUSA
IndustryHealth Care Providers & Services
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Employees539
ISINUS18914F1030
Last UpdateApr 2, 2026
Themes
MHealthChronic DiseasesSoftware DevelopmentData IntegrationCloud Data ServicesArtificial IntelligenceMachine LearningHealth CareHealth InsuranceHospitalMedical

Description

Clover Health Investments, Corp. (Clover) is focused on empowering physicians to identify, manage, and treat chronic diseases early. The company’s strategy is to improve the care of its Medicare Advantage (‘MA’) members, develop wide physician netwo…

Analysis

Middle-of-the-road

Clover Health Investments, Corp. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

Valuation data is not available for this company.

The trajectory is solid and the balance sheet is adequate. The company scores 4/20 on our value-creation score: not creating value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
47
2023202420252026

All-time high

47

Jun 2026

All-time low

32

Jan 2025

Average rank

38

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
60
27
83
68
Price/Earnings
10
4
4
4
Price/Book
13
8
79
45
Dividend Yield
1
1
1
1
Value (overall)
12
7
70
50

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →