Obermatt

SBI Cards and Payment Services

NSI:SBICARD · INE018E01016
Consumer FinanceLarge

360° View

1
Price/Sales55
Price/Earnings16
Price/Book19
Dividend Yield53
Revenue Growth63
Profit Growth70
Capital Growth70
TSR 52w6
Leverage21
Liquidity37
Refinancing32
Combined1
Analyst Opinions1
Pro Holdings61
Opinion Changes76
Market Pulse37

Profile

CountryIndia
IndustryConsumer Finance
SizeLarge
TypePublic Company
ExchangeNSEI
Founded1998
Employees6,572
ISININE018E01016
Last UpdateApr 2, 2026
Index & Theme
FinanceFinancial ServicesPayments

Description

SBI Cards and Payment Services Limited, a non-banking financial company, issues credit cards to individual and corporate customers in India. Business Segments The company core business segments include Personal Credit Cards, Corporate Credit Cards,…

Analysis

SBI Cards and Payment Services's 360° View rank of 1 places it among the weakest overall — better than 1% of its true peers.

It's growing slowly (49) and expensive versus peers (23). On safety it is highly leveraged (13), and the market shows muted sentiment (31). Taken together, its Combined rank of 1 reads as among the weakest overall.

360° rank · history

1007550250
1
2023202420252026

All-time high

45

Jan 2023

All-time low

1

Mar 2026

Average rank

23

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
55
33
46
33
Price/Earnings
16
18
24
13
Price/Book
19
11
13
7
Dividend Yield
53
22
26
20
Value (overall)
23
25
33
16

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →