Obermatt

Red River Bancshares

NSQ:RRBI · US75686R2022
BanksX-Small

360

65
Profit price30
Cash yield37
Price/Sales14
EV / Gross Profit55
Price/Book11
Returns on capital74
Profit margins
Cash Conversion51
Accruals29
Owner Earnings Margin72
Sales growth45
Profit Growth42
Owner Earnings Growth42
Reinvestment76
Price momentum98
Debt load82
Debt serviceability21
Liquidity100
Analyst ratings34
Opinion Changes11
Price Target Upside71
Market mood1
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Red River Bancshares generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQGS
Founded1998
ISINUS75686R2022
Last UpdateApr 2, 2026

Description

Red River Bancshares, Inc., through its wholly owned subsidiary, Red River Bank, provides a fully integrated suite of banking products and services tailored to the needs of the company’s commercial and retail customers. Markets As of December 31, 2…

Analysis

Beloved champion

Red River Bancshares, Inc. is a beloved champion: its quality is genuine, and the market already prices it as exceptional.

The price is attractive. You pay 13.7× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is moderate and the balance sheet is sturdy. The company scores 20/20 on our value-creation score: strong value creator.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
37
2023202420252026

All-time high

81

Mar 2026

All-time low

37

Jun 2026

Average rank

66

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
14
31
11
32
Price/Earnings
13
76
43
52
Price/Book
11
60
20
62
Dividend Yield
37
8
9
9
Value (overall)
8
44
7
39

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →