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Palomar Holdings

NSQ:PLMR · US69753M1053
InsuranceSmall

360

88
EV / EBIT42
Price / Owner Earnings33
Owner Earnings Yield73
Dividend Yield1
Price/Sales19
EV / Gross Profit11
Price/Book10
Returns on capital72
Profit margins91
Cash Conversion67
Accruals3
Owner Earnings Margin95
Sales growth96
Profit Growth39
Long-Term EPS Growth53
Owner Earnings Growth70
Reinvestment1
Price momentum11
Debt load33
Debt serviceability37
Liquidity94
Analyst ratings82
Opinion Changes50
Price Target Upside87
Market mood89
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Palomar Holdings generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded2013
Employees353
Websiteplmr.com
ISINUS69753M1053
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)
Themes
Insurtech

Description

Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance products to individuals and businesses. The company leverages underwriting expertise and data-driven analytics to offer innovative solutions in five prod…

Analysis

Beloved champion

Palomar Holdings, Inc. is a beloved champion: its quality is genuine, and the market already prices it as exceptional.

The price is attractive. You pay 14.7× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and the balance sheet is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
30
2023202420252026

All-time high

92

Mar 2026

All-time low

30

Jun 2026

Average rank

59

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
19
35
56
31
Price/Earnings
50
26
34
25
Price/Book
10
23
17
13
Dividend Yield
1
1
1
1
Value (overall)
4
19
16
13

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →