Obermatt

MainStreet Bancshares

NAQ:MNSB · US56064Y1001
BanksSmall

360

57
Profit price44
Cash yield45
Price/Sales92
EV / Gross Profit95
Price/Book89
Returns on capital60
Profit margins
Cash Conversion34
Accruals54
Owner Earnings Margin47
Sales growth21
Profit growth7
Reinvestment12
Price momentum58
Debt load90
Debt serviceability37
Liquidity14
Analyst ratings100
Opinion Changes50
Price Target Upside67
Market mood68
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

MainStreet Bancshares clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQCM
Founded2003
ISINUS56064Y1001
Last UpdateApr 2, 2026

Description

MainStreet Bancshares, Inc. operates as a financial holding company for MainStreet Bank (the ‘bank’) that focuses on serving the borrowing, cash management and depository needs of retail customers, small to medium-sized businesses, and professionals.…

Analysis

Middle-of-the-road

MainStreet Bancshares, Inc. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 9.7× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is moderate and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
51
2023202420252026

All-time high

81

Mar 2026

All-time low

23

Jan 2025

Average rank

57

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
92
95
81
65
Price/Earnings
56
50
91
78
Price/Book
89
98
69
88
Dividend Yield
45
25
16
15
Value (overall)
79
79
67
65

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →