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Bogota Financial

NAQ:BSBK · US0972351052
BanksX-Small

360

17
Medium confidence — indicative
Profit price1
Cash yield1
Price/Sales5
EV / Gross Profit1
Price/Book97
Returns on capital18
Profit margins—
Cash Conversion81
Accruals95
Owner Earnings Margin30
Sales growth75
Profit Growth20
Owner Earnings Growth100
Reinvestment79
Price momentum33
Debt load1
Debt serviceability97
Liquidity4
Analyst ratings42
Expectations trend1
Market mood1
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bogota Financial clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQCM
Founded2019
ISINUS0972351052
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)Sound Pay Practices (USA)

Description

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. The company operates as a subsidiary of Bogota Financial, MHC. Bogota Financial, MHC is subject to…

Analysis

Weak and unloved

Bogota Financial Corp. is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is expensive. You pay 45.0× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone.

The trajectory is moderate and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
1
2023202420252026

All-time high

47

Jan 2023

All-time low

1

Jun 2026

Average rank

14

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
5
15
14
11
Price/Earnings
1
11
9
5
Price/Book
97
79
81
83
Dividend Yield
1
1
1
1
Value (overall)
18
17
14
11

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →