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TOTVS

SAO:TOTS3 · BRTOTSACNOR8
SoftwareMedium

360

71
EV / EBIT54
Price / Owner Earnings38
Owner Earnings Yield56
Dividend Yield63
Price/Sales44
EV / Gross Profit50
Price/Book39
Return on Capital65
Cash Return on Capital37
Return on Equity64
EBIT Margin72
Gross Profitability29
Cash Conversion43
Accruals5
Owner Earnings Margin54
Sales growth86
Profit Growth49
Long-Term EPS Growth87
Owner Earnings Growth42
Reinvestment84
Price momentum31
Debt load24
Refinancing25
Debt Payback14
Liquidity47
Analyst ratings67
Opinion Changes50
Price Target Upside84
Market mood75
Value Creation18/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

TOTVS generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryBrazil
IndustrySoftware
SizeMedium
TypePublic Company
ExchangeBOVESPA
Founded1997
Employees13,498
Websitetotvs.com
ISINBRTOTSACNOR8
Last UpdateApr 2, 2026
Indices
BOVESPA (Brazil)
Themes
WorkTechData IntegrationCustomer Relationship ManagementHRTechSoftware DevelopmentCloud ComputingEnterprise SoftwareSaaSSoftware

Description

Analysis

Middle-of-the-road

TOTVS S.A. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is fair. You pay 20.9× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 7% yearly growth; analysts expect 23%. The price, in other words, assumes less than the experts do.

The trajectory is solid and the balance sheet is adequate. The company scores 18/20 on our value-creation score: strong value creator. Analysts lean positive.

What to watch: A large part of the company's book value is the price paid for past acquisitions. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
70
2023202420252026

All-time high

79

Mar 2026

All-time low

51

Jan 2024

Average rank

68

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
44
56
43
53
Price/Earnings
50
56
41
54
Price/Book
39
53
48
64
Dividend Yield
63
54
54
54
Value (overall)
54
45
38
62

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →