Obermatt

IRB-Brasil Resseguros

SAO:IRBR3 · BRIRBRACNOR4
InsuranceSmall

360

76
EV / EBIT12
Price / Owner Earnings53
Cash yield65
Price/Sales86
EV / Gross Profit81
Price/Book91
Returns on capital38
Profit margins44
Cash Conversion25
Accruals56
Owner Earnings Margin52
Sales growth43
Profit Growth14
Long-Term EPS Growth70
Owner Earnings Growth21
Reinvestment54
Price momentum39
Debt load80
Debt serviceability90
Liquidity67
Analyst ratings36
Opinion Changes50
Price Target Upside52
Market mood61
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

IRB-Brasil Resseguros clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryBrazil
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeBOVESPA
Founded1939
Employees464
Websiteirbre.com
ISINBRIRBRACNOR4
Last UpdateApr 2, 2026

Description

Analysis

Middle-of-the-road

IRB-Brasil Resseguros S.A. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 13.1× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and the balance sheet is sturdy. The company scores 12/20 on our value-creation score: creating some value.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
66
2023202420252026

All-time high

70

Mar 2026

All-time low

27

Jan 2023

Average rank

61

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
86
91
91
97
Price/Earnings
97
75
47
88
Price/Book
91
71
82
85
Dividend Yield
65
1
52
51
Value (overall)
98
63
87
82

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →