The Shanghai Commercial & Savings Bank clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.
The Shanghai Commercial & Savings Bank, Ltd. is a leading financial institution that primarily provides a comprehensive suite of banking services, including personal banking, corporate banking, and wealth management.
The company focuses on deliveri…
Analysis
Weak and unloved
The Shanghai Commercial & Savings Bank, Ltd. scores below average on quality and is priced accordingly, a low-conviction position in either direction.
On valuation, the picture is attractive. The owner-earnings multiple stands at 13.1×; owner earnings: the cash an owner could take out each year.
Growth is moderate; the safety picture is sturdy. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.
Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202317
34
2023202420252026
All-time high
43
Jan 2024
All-time low
1
Jan 2025
Average rank
20
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
36
32
20
16
Price/Earnings
34
17
24
16
Price/Book
46
34
23
19
Dividend Yield
81
57
65
52
Value (overall)
51
19
18
9
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.