Obermatt

Origin Bancorp

NYQ:OBK · US68621T1025
BanksSmall

360

44
Profit price17
Cash yield49
Price/Sales40
EV / Gross Profit87
Price/Book42
Returns on capital33
Profit margins
Cash Conversion90
Accruals64
Owner Earnings Margin30
Sales growth58
Profit Growth70
Owner Earnings Growth66
Reinvestment12
Price momentum71
Debt load88
Debt serviceability49
Liquidity69
Analyst ratings82
Opinion Changes50
Price Target Upside50
Market mood1
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Origin Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
Founded1991
ISINUS68621T1025
Last UpdateApr 2, 2026

Description

Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients. The company provides a broad range of financial services a…

Analysis

Weak and unloved

Origin Bancorp, Inc. is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is fair. You pay 18.2× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone.

The trajectory is moderate and the balance sheet is adequate. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
87
2023202420252026

All-time high

100

Mar 2026

All-time low

61

Jan 2023

Average rank

85

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
40
53
49
41
Price/Earnings
21
30
27
39
Price/Book
42
65
48
30
Dividend Yield
49
11
14
11
Value (overall)
32
33
22
11

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →