Obermatt

Business First Bancshares

NSQ:BFST · US12326C1053
BanksSmall

360

89
Profit price84
Cash yield49
Price/Sales89
EV / Gross Profit87
Price/Book89
Returns on capital60
Profit margins
Cash Conversion25
Accruals61
Owner Earnings Margin43
Sales growth71
Profit Growth49
Owner Earnings Growth61
Reinvestment84
Price momentum25
Debt load80
Debt serviceability33
Liquidity26
Analyst ratings97
Opinion Changes50
Price Target Upside90
Market mood83
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Business First Bancshares generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded2006
ISINUS12326C1053
Last UpdateApr 2, 2026
Themes
BankingFinanceFinancial ServicesInsuranceVenture CapitalWealth Management

Description

Business First Bancshares, Inc. operates as the bank holding company for b1BANK, which offers a full array of banking products and services. The company operates throughout the state of Louisiana, in the Dallas/Fort Worth metroplex, and Houston, from…

Analysis

Bargain bin

Business First Bancshares, Inc. is priced cheaply, and that invites the natural question of why, since the underlying business scores below average.

On valuation, the picture is attractive. The owner-earnings multiple stands at 9.9×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is stretched. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
94
2023202420252026

All-time high

100

Oct 2024

All-time low

54

Mar 2026

Average rank

84

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
89
77
71
85
Price/Earnings
72
73
60
67
Price/Book
89
64
43
41
Dividend Yield
49
28
27
29
Value (overall)
92
74
67
51

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →