Obermatt
See Similar Stocks →

ASR Nederland

AEX:ASRNL · NL0011872643
InsuranceLarge

360

22
EV / EBIT11
Price / Owner Earnings7
Owner Earnings Yield12
Dividend Yield77
Price/Sales80
EV / Gross Profit72
Price/Book80
Returns on capital4
Profit margins87
Cash Conversion10
Accruals50
Owner Earnings Margin10
Sales growth86
Profit Growth65
Long-Term EPS Growth98
Owner Earnings Growth5
Reinvestment44
Price momentum35
Debt load10
Debt serviceability100
Liquidity6
Analyst ratings67
Opinion Changes50
Price Target Upside53
Market mood65
Value Creation16/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

ASR Nederland generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryNetherlands
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeENXTAM
Employees4,451
Websiteasrnederland.nl
ISINNL0011872643
Last UpdateApr 2, 2026
Indices
AEX (Netherlands)Renewable Energy UsersSound Pay Practices (Europe)
Themes
BankingCustomer ServiceFinancial ServicesInsurance

Description

Analysis

Weak and unloved

ASR Nederland N.V. is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is fair. You pay 19.4× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 6% yearly growth; analysts expect 20%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is stretched. The company scores 16/20 on our value-creation score: strong value creator. Analysts lean positive.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
91
2023202420252026

All-time high

95

Mar 2025

All-time low

51

Jan 2023

Average rank

88

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
80
34
23
53
Price/Earnings
67
57
69
87
Price/Book
80
71
70
60
Dividend Yield
77
67
68
70
Value (overall)
88
55
51
59

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare ASR Nederland with its peers
Vaudoise Assurances
SWX:VAHN
47
CountrySwitzerland
IndustryInsurance
SizeMedium
Full Stock Analysis →
Nürnberger
GER:NBG6
3
CountryGermany
IndustryInsurance
SizeMedium
Full Stock Analysis →
Mapfre
MCE:MAP
50
CountrySpain
IndustryInsurance
SizeLarge
Full Stock Analysis →
Gjensidige Forsikring
OSL:GJF
78
CountryNorway
IndustryInsurance
SizeMedium
Full Stock Analysis →
Unipol
MIL:UNI
69
CountryItaly
IndustryInsurance
SizeLarge
Full Stock Analysis →
Banca Mediolanum
MIL:BMED
59
CountryItaly
IndustryDiversified Financial Services
SizeMedium
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →