Obermatt

Pepkor

JNB:PPH · ZAE000259479
Specialty RetailLarge

360

53
EV / EBIT77
Price / Owner Earnings57
Owner Earnings Yield67
Dividend Yield51
Price/Sales46
EV / Gross Profit33
Price/Book58
Return on Capital51
Cash Return on Capital47
Return on Equity48
EBIT Margin65
Gross Profitability7
Cash Conversion15
Accruals14
Owner Earnings Margin67
Sales growth73
Profit Growth85
Long-Term EPS Growth80
Owner Earnings Growth86
Reinvestment45
Price momentum28
Debt load58
Refinancing54
Debt Payback41
Liquidity46
Analyst ratings61
Opinion Changes50
Price Target Upside76
Market mood63
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Pepkor generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountrySouth Africa
IndustrySpecialty Retail
SizeLarge
TypePublic Company
ExchangeJSE
Founded2017
Employees900
ISINZAE000259479
Last UpdateApr 2, 2026
Themes
Fast-Moving Consumer GoodsConsumerRetailRetail Technology

Description

Pepkor Holdings Limited offers clothing products, general merchandise, household goods, furniture, appliances, consumer electronics, building materials, and cellular products and services, as well as financial and fintech services. Business Segments…

Analysis

Middle-of-the-road

Pepkor Holdings Limited sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 14.4×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 2% a year, against analyst forecasts of 13%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is adequate. The company scores 14/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
90
2023202420252026

All-time high

90

Jun 2026

All-time low

32

Jan 2024

Average rank

72

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
46
38
53
48
Price/Earnings
45
45
71
60
Price/Book
58
68
89
90
Dividend Yield
51
39
51
61
Value (overall)
47
37
81
75

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →