Obermatt

Coface

PAR:COFA · FR0010667147
InsuranceMedium

360

51
EV / EBIT13
Price / Owner Earnings63
Owner Earnings Yield4
Dividend Yield100
Price/Sales82
EV / Gross Profit49
Price/Book92
Returns on capital9
Profit margins73
Cash Conversion28
Accruals75
Owner Earnings Margin56
Sales growth15
Profit Growth63
Long-Term EPS Growth39
Owner Earnings Growth12
Reinvestment85
Price momentum51
Debt load5
Debt serviceability98
Liquidity47
Analyst ratings47
Opinion Changes50
Price Target Upside63
Market mood33
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Coface generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryFrance
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeENXTPA
Employees5,197
Websitecoface.com
ISINFR0010667147
Last UpdateApr 2, 2026
Themes
FintechSoftware DevelopmentInsurtechFinanceInsurance

Description

Analysis

Deep value

COFACE SA looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.

On valuation, the picture is attractive. The owner-earnings multiple stands at 12.5×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is adequate. The company scores 14/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
51
2023202420252026

All-time high

85

May 2025

All-time low

20

Feb 2026

Average rank

73

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
82
38
42
48
Price/Earnings
81
63
75
59
Price/Book
92
78
82
80
Dividend Yield
100
85
85
97
Value (overall)
98
75
81
81

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →