Obermatt

CNB Financial

NSQ:CCNE · US1261281075
BanksSmall

360

88
Profit price74
Cash yield47
Price/Sales54
EV / Gross Profit83
Price/Book79
Returns on capital64
Profit margins
Cash Conversion16
Accruals69
Owner Earnings Margin45
Sales growth85
Profit Growth53
Owner Earnings Growth94
Reinvestment75
Price momentum74
Debt load74
Debt serviceability79
Liquidity51
Analyst ratings67
Opinion Changes94
Price Target Upside60
Market mood66
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

CNB Financial generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1983
ISINUS1261281075
Last UpdateApr 2, 2026
Themes
BankingBusiness DevelopmentConsumer LendingCredit CardsDigital MarketingFinancial ServicesFraud DetectionMortgageRetail

Description

CNB Financial Corporation operates as the bank holding company for CNB Bank that engages in a full range of banking activities and services for individual, business, governmental, and institutional customers. The company’s activities and services pr…

Analysis

Deep value

CNB Financial Corporation lands in the deep-value zone: the price is very low, but so are the business fundamentals.

The price is attractive. You pay 10.7× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and accelerating and the balance sheet is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
100
2023202420252026

All-time high

100

Jun 2026

All-time low

73

Jan 2023

Average rank

94

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
54
87
81
95
Price/Earnings
85
94
73
100
Price/Book
79
75
70
72
Dividend Yield
47
50
43
45
Value (overall)
77
84
85
97

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →