Obermatt

ConnectOne

NSQ:CNOB · US20786W1071
BanksX-Small

360

71
Profit price24
Cash yield55
Price/Sales65
EV / Gross Profit15
Price/Book79
Returns on capital17
Profit margins
Cash Conversion33
Accruals44
Owner Earnings Margin47
Sales growth85
Profit Growth67
Owner Earnings Growth96
Reinvestment35
Price momentum67
Debt load10
Debt serviceability93
Liquidity1
Analyst ratings93
Opinion Changes50
Price Target Upside49
Market mood35
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

ConnectOne clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQGS
Founded1982
ISINUS20786W1071
Last UpdateApr 2, 2026

Description

ConnectOne Bancorp, Inc., operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services. The company offers a full suite of deposit and loan products and services to the general public, primarily to…

Analysis

Weak and unloved

ConnectOne Bancorp, Inc. is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is attractive. You pay 14.8× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and accelerating and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
79
2023202420252026

All-time high

98

Jan 2025

All-time low

15

Jan 2024

Average rank

62

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
65
72
34
20
Price/Earnings
89
68
49
59
Price/Book
79
79
89
34
Dividend Yield
55
56
51
45
Value (overall)
86
85
67
33

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →