Obermatt

Great Southern Bancorp

NSQ:GSBC · US3909051076
BanksSmall

360

21
Profit price59
Cash yield71
Price/Sales28
EV / Gross Profit26
Price/Book18
Returns on capital36
Profit margins
Cash Conversion58
Accruals89
Owner Earnings Margin53
Sales growth1
Profit Growth54
Owner Earnings Growth28
Reinvestment50
Price momentum70
Debt load28
Debt serviceability83
Liquidity100
Analyst ratings1
Opinion Changes50
Price Target Upside4
Market mood69
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Great Southern Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1989
Employees594
ISINUS3909051076
Last UpdateApr 2, 2026
Themes
BankingFinanceRetail

Description

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank (Great Southern) that provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. The…

Analysis

Middle-of-the-road

Great Southern Bancorp, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.8×; owner earnings: the cash an owner could take out each year.

Growth is weak; the safety picture is sturdy. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
59
2023202420252026

All-time high

82

Mar 2026

All-time low

13

Jan 2025

Average rank

37

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
28
41
33
31
Price/Earnings
20
54
57
58
Price/Book
18
52
25
47
Dividend Yield
71
55
37
41
Value (overall)
25
53
29
41

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →