Fair Isaac Corporation (FICO) is an applied analytics company.
FICO’s software and the widely used FICO Score operationalize analytics, enabling thousands of businesses in more than 80 countries to uncover new opportunities, make timely decisions th…
Analysis
Quality compounder
Fair Isaac Corporation is a quality compounder: a well-run business trading at a price that reflects what it is worth. One caution: reported profits have recently run ahead of actual cash, which we track closely.
The price is expensive. You pay 35.6× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone. At today's price, the market is assuming roughly 14% yearly growth; analysts expect 28%. The price, in other words, assumes less than the experts do.
The trajectory is solid and the balance sheet is stretched. The company scores 18/20 on our value-creation score: strong value creator.
What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202325
49
2023202420252026
All-time high
72
Jan 2024
All-time low
20
Jan 2025
Average rank
41
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
13
2
1
40
Price/Earnings
23
31
38
64
Price/Book
95
97
100
13
Dividend Yield
1
1
1
1
Value (overall)
37
45
46
35
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.