Obermatt

Beacon Financial

NYQ:BBT · US0846801076
BanksSmall

360

69
Profit price15
Cash yield100
Price/Sales85
EV / Gross Profit51
Price/Book85
Returns on capital32
Profit margins
Cash Conversion79
Accruals100
Owner Earnings Margin32
Sales growth98
Profit Growth83
Owner Earnings Growth82
Reinvestment75
Price momentum27
Debt load46
Debt serviceability65
Liquidity15
Analyst ratings42
Opinion Changes11
Price Target Upside69
Market mood80
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Beacon Financial clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
ISINUS0846801076
Last UpdateApr 2, 2026
Themes
BankingFinancial Services

Description

Beacon Financial Corporation operates as the holding company for Beacon Bank & Trust (Beacon Bank) that provides wide range of commercial, business and retail banking services, including a full complement of cash management products, foreign exchange…

Analysis

Weak and unloved

Beacon Financial Corporation is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is fair. You pay 18.5× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone.

The trajectory is solid and accelerating and the balance sheet is stretched. The company scores 13/20 on our value-creation score: creating some value.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
88
2023202420252026

All-time high

100

Mar 2026

All-time low

17

Jan 2023

Average rank

68

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
85
70
52
13
Price/Earnings
85
53
46
7
Price/Book
85
50
36
51
Dividend Yield
100
92
37
31
Value (overall)
100
76
25
7

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →