Obermatt

Sinopac Financial

TAI:2890 · TW0002890001
BanksMedium

360

53
Profit price19
Cash yield75
Price/Sales15
EV / Gross Profit28
Price/Book8
Returns on capital55
Profit margins
Cash Conversion21
Accruals38
Owner Earnings Margin65
Sales growth93
Profit Growth49
Owner Earnings Growth98
Reinvestment41
Price momentum45
Debt load44
Debt serviceability67
Liquidity12
Analyst ratings71
Opinion Changes50
Price Target Upside22
Market mood69
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Sinopac Financial generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryTaiwan
IndustryBanks
SizeMedium
TypePublic Company
ExchangeTWSE
Founded2002
ISINTW0002890001
Last UpdateApr 2, 2026
Themes
BankingFinance

Description

SinoPac Financial Holdings Company Limited engages in the investment in and management of its subsidiaries. The company operates primarily in the financial sector, with its subsidiaries providing diversified banking and financial services. This invol…

Analysis

Hope premium

SinoPac Financial Holdings Company Limited is priced well ahead of what the underlying numbers justify, a pattern we describe as a hope premium.

On valuation, the picture is fair. The owner-earnings multiple stands at 16.1×; owner earnings: the cash an owner could take out each year.

Growth is solid and accelerating; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
21
2023202420252026

All-time high

71

Jan 2023

All-time low

21

Jun 2026

Average rank

37

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
15
24
17
31
Price/Earnings
18
26
21
30
Price/Book
8
22
14
31
Dividend Yield
75
40
59
76
Value (overall)
17
13
18
31

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →