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The Shiga Bank

TYO:8366 · JP3347600003
BanksSmall

360

6
Profit price5
Cash yield31
Price/Sales68
EV / Gross Profit73
Price/Book78
Returns on capital26
Profit margins—
Cash Conversion19
Accruals56
Owner Earnings Margin19
Sales growth74
Profit Growth68
Long-Term EPS Growth82
Reinvestment80
Price momentum79
Debt load48
Debt serviceability41
Liquidity61
Analyst ratings1
Opinion Changes50
Price Target Upside1
Market mood1
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

The Shiga Bank generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountryJapan
IndustryBanks
SizeSmall
TypePublic Company
ExchangeTSE
Founded1933
Employees1
Websiteshigagin.com
ISINJP3347600003
Last UpdateApr 2, 2026
Index & Theme
CrowdfundingDigital BrokerageConsumer Lending

Description

The Shiga Bank, Ltd. provides various banking products and services in Japan. The company's investment portfolio includes stocks, Japanese government bonds, Japanese local government bonds, and Japanese corporate bonds. The company's deposits produ…

Analysis

Weak and unloved

The Shiga Bank, Ltd. is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is fair. You pay 22.9× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 8% yearly growth; analysts expect 22%. The price, in other words, assumes less than the experts do.

The trajectory is solid and the balance sheet is stretched. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
41
2023202420252026

All-time high

65

Jan 2023

All-time low

6

Jan 2025

Average rank

35

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
68
48
47
70
Price/Earnings
7
25
65
86
Price/Book
78
92
91
94
Dividend Yield
31
3
19
21
Value (overall)
51
33
64
79

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →