Bank of Ireland Group plc provides various banking and financial products and services.
Products
The company’s products are as follows:
Mortgages;
Loans, such as personal loans, car loans, green car loans, home improvement loans, farm loans, gree…
Analysis
Weak and unloved
Bank of Ireland Group plc scores below average on quality and is priced accordingly, a low-conviction position in either direction.
On valuation, the picture is attractive. The owner-earnings multiple stands at 14.3×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 2% a year, against analyst forecasts of 12%. The price, in other words, assumes less than the experts do.
Growth is tepid; the safety picture is adequate. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.
Flags to be aware of: Some accounting patterns deserve a closer look. Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202391
49
2023202420252026
All-time high
100
Jun 2023
All-time low
17
Sep 2025
Average rank
54
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
17
44
37
51
Price/Earnings
9
48
52
55
Price/Book
34
52
32
51
Dividend Yield
41
44
62
61
Value (overall)
9
15
30
30
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.