Obermatt

Banco do Brasil

SAO:BBAS3 · BRBBASACNOR3
BanksSmall

360

22
Profit price94
Cash yield61
Price/Sales95
EV / Gross Profit7
Price/Book94
Returns on capital1
Profit margins
Cash Conversion100
Accruals66
Owner Earnings Margin7
Sales growth70
Profit Growth100
Long-Term EPS Growth93
Owner Earnings Growth1
Reinvestment94
Price momentum19
Debt load1
Debt serviceability6
Liquidity31
Analyst ratings14
Opinion Changes50
Price Target Upside95
Market mood45
Value Creation7/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Banco do Brasil clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryBrazil
IndustryBanks
SizeSmall
TypePublic Company
ExchangeBOVESPA
Founded1808
Employees37,836
Websitebb.com.br
ISINBRBBASACNOR3
Last UpdateApr 2, 2026
Themes
Utility Scale SolarElectronic Money Institutions (EMIs)BankingFinanceFinancial ServicesRetail

Description

Banco do Brasil S.A. is a prominent financial institution based in Brazil, offering a diverse array of banking and financial services. The company provides a full range of services that include commercial banking, investment banking, asset management…

Analysis

Deep value

Banco do Brasil S.A. looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.

On valuation, the picture is attractive. The owner-earnings multiple stands at 8.5×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -5% a year, against analyst forecasts of 16%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is fragile. The company scores 7/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
41
2023202420252026

All-time high

81

Jan 2024

All-time low

3

Jun 2025

Average rank

44

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
95
89
95
97
Price/Earnings
92
100
97
100
Price/Book
94
72
74
100
Dividend Yield
61
98
100
100
Value (overall)
92
100
100
100

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →