Obermatt

Bendigo And Adelaide Bank

ASX:BEN · AU000000BEN6
BanksSmall

360

10
Profit price
Cash yield93
Price/Sales34
EV / Gross Profit28
Price/Book61
Returns on capital4
Profit margins
Accruals37
Owner Earnings Margin4
Sales growth24
Profit Growth71
Long-Term EPS Growth10
Reinvestment62
Price momentum18
Debt load24
Debt serviceability84
Liquidity10
Analyst ratings5
Opinion Changes50
Price Target Upside37
Market mood78
Value Creation3/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bendigo And Adelaide Bank doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Based on 3/5 components.

Profile

CountryAustralia
IndustryBanks
SizeSmall
TypePublic Company
ExchangeASX
Founded1995
Employees4,844
ISINAU000000BEN6
Last UpdateApr 2, 2026
Themes
NeobankConsumer LendingBanking

Description

Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. Business Segments The company’s operations are segmented into three primary ca…

Analysis

Deep value

Bendigo and Adelaide Bank Limited lands in the deep-value zone: the price is very low, but so are the business fundamentals.

Valuation data is not available for this company.

The trajectory is weak and the balance sheet is sturdy. The company scores 3/20 on our value-creation score: not creating value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
11
2023202420252026

All-time high

20

Jan 2024

All-time low

5

Jan 2023

Average rank

11

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
34
58
51
46
Price/Earnings
55
38
88
39
Price/Book
61
51
41
45
Dividend Yield
93
91
87
81
Value (overall)
64
68
84
53

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →