Obermatt

Aiful

TYO:8515 · JP3105040004
Consumer FinanceLarge

360° View

46
Price/Sales84
Price/Earnings97
Price/Book93
Dividend Yield69
Revenue Growth56
Profit Growth58
Capital Growth39
TSR 52w49
Leverage7
Liquidity5
Refinancing97
Combined37
Analyst Opinions28
Pro Holdings26
Opinion Changes94
Market Pulse49

Profile

CountryJapan
IndustryConsumer Finance
SizeLarge
TypePublic Company
ExchangeTSE
Founded1978
Employees38
ISINJP3105040004
Last UpdateApr 2, 2026
Index & Theme
FintechConsumer LendingCredit CardsMicro LendingFinanceFinancial Services

Description

Muninova Holdings Inc. operates in the consumer finance industry. The company handles diverse businesses such as credit cards, business lending, guarantees, loan servicing, and venture capital in addition to consumer finance. LIFE Co., Ltd. (LIFE)…

Analysis

Aiful's 360° View rank of 46 places it below its peer average — better than 46% of its true peers.

It's lagging on growth (16) and looks cheap versus peers (99). On safety it is highly leveraged (23), and the market shows muted sentiment (50). Taken together, its Combined rank of 37 reads as below its peer average.

360° rank · history

1007550250
46
2023202420252026

All-time high

75

Jan 2023

All-time low

13

Jan 2024

Average rank

48

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
84
81
80
76
Price/Earnings
97
93
93
75
Price/Book
93
84
62
59
Dividend Yield
69
8
12
14
Value (overall)
99
71
63
51

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Aiful with its peers
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KSC:030210
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IndustryCapital Markets
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Taiwan Cooperative Financial
TAI:5880
10
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IndustryBanks
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Cathay Financial
TAI:2882
50
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IndustryInsurance
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Innolux
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56
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IndustryElectronic Equipment, Instruments & Components
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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →