Obermatt
See Similar Stocks →

First Community

NAQ:FCCO · US3198351047
BanksX-Small

360

92
Profit price43
Cash yield43
Price/Sales54
EV / Gross Profit70
Price/Book25
Returns on capital71
Profit margins—
Cash Conversion17
Accruals54
Owner Earnings Margin52
Sales growth91
Profit Growth21
Owner Earnings Growth59
Reinvestment86
Price momentum74
Debt load72
Debt serviceability80
Liquidity47
Analyst ratings100
Opinion Changes50
Price Target Upside59
Market mood1
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

First Community generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQCM
Founded1994
Employees154
Websitefirstcommunitysc.com
ISINUS3198351047
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)Sound Pay Practices (USA)

Description

First Community Corporation operates as the bank holding company for First Community Bank, engaging in general commercial and retail banking business, with an emphasis on the needs of small-to-medium sized businesses, professionals, and individuals.…

Analysis

Hope premium

First Community Corporation is priced well ahead of what the underlying numbers justify, a pattern we describe as a hope premium.

On valuation, the picture is attractive. The owner-earnings multiple stands at 13.8×; owner earnings: the cash an owner could take out each year.

Growth is solid and accelerating; the safety picture is sturdy. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
81
2023202420252026

All-time high

94

Mar 2026

All-time low

24

Jan 2024

Average rank

68

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
54
74
68
89
Price/Earnings
45
36
25
64
Price/Book
25
23
38
1
Dividend Yield
43
38
39
37
Value (overall)
23
44
43
53

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare First Community with its peers
C&F Financial
NSQ:CFFI
77
CountryUSA
IndustryBanks
SizeX-Small
Full Stock Analysis →
Northrim
NSQ:NRIM
94
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
First Community Bancshares
NSQ:FCBC
15
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
First Merchants
NSQ:FRME
97
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
F.N.B.
NYQ:FNB
85
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
FS Bancorp
NAQ:FSBW
54
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →