First Citizens BancShares, Inc. (BancShares) operates as the bank holding company for First-Citizens Bank & Trust Company (FCB) that provides a broad range of financial services to individuals, businesses, and professionals.
BancShares provides fina…
Analysis
Weak and unloved
First Citizens BancShares, Inc. is weak and unloved: below-average business metrics and a price that reflects that disappointment.
The price is expensive. You pay 28.2× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone. At today's price, the market is assuming roughly 11% yearly growth; analysts expect 7%. The price, in other words, assumes less than the experts do.
The trajectory is weak and the balance sheet is stretched. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.
Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202396
27
2023202420252026
All-time high
96
Jan 2023
All-time low
4
Oct 2025
Average rank
50
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
78
44
85
61
Price/Earnings
22
38
97
57
Price/Book
53
24
62
8
Dividend Yield
17
10
4
3
Value (overall)
34
62
44
65
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.