Obermatt

Bread Financial

NYQ:BFH · US0185811082
Consumer FinanceLarge

360° View

67
Price/Sales67
Price/Earnings56
Price/Book69
Dividend Yield61
Revenue Growth32
Profit Growth65
Capital Growth6
TSR 52w92
Leverage70
Liquidity62
Refinancing65
Combined40
Analyst Opinions38
Pro Holdings93
Opinion Changes79
Market Pulse43

Profile

CountryUSA
IndustryConsumer Finance
SizeLarge
TypePublic Company
ExchangeNYSE
Founded1995
Employees4,133
ISINUS0185811082
Last UpdateApr 2, 2026
Index & Theme
Buy Now Pay Later (BNPL)Anti-FraudFintechOnline PaymentsSoftware DevelopmentCredit CardsConsumer LendingBankingFinancial ServicesPersonal Finance

Description

Bread Financial Holdings, Inc. operates as a tech-forward financial services company. The company provides simple, personalized payment, lending, and saving solutions to millions of the U.S. consumers. The company’s payment solutions, including Brea…

Analysis

Bread Financial's 360° View rank of 67 places it above its peer average — better than 67% of its true peers.

It's growing slowly (43) and reasonably valued (67). On safety it is very well financed (77), and the market shows strongly positive sentiment (81). Taken together, its Combined rank of 40 reads as below its peer average.

360° rank · history

1007550250
67
2023202420252026

All-time high

83

Jan 2025

All-time low

21

Feb 2024

Average rank

53

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
67
83
93
93
Price/Earnings
56
70
97
95
Price/Book
69
80
95
62
Dividend Yield
61
51
62
65
Value (overall)
67
84
100
100

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →