Obermatt

CarMax

NYQ:KMX · US1431301027
Specialty RetailX-Large

360

2
EV / EBIT1
Price / Owner Earnings3
Owner Earnings Yield36
Dividend Yield1
Price/Sales71
EV / Gross Profit18
Price/Book67
Return on Capital15
Cash Return on Capital36
Return on Equity29
EBIT Margin27
Gross Profitability23
Cash Conversion93
Accruals67
Owner Earnings Margin38
Sales growth22
Profit Growth56
Long-Term EPS Growth96
Owner Earnings Growth17
Reinvestment15
Price momentum22
Debt load38
Refinancing71
Debt Payback4
Liquidity63
Analyst ratings1
Opinion Changes68
Price Target Upside1
Market mood47
Value Creation6/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

CarMax doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Profile

CountryUSA
IndustrySpecialty Retail
SizeX-Large
TypePublic Company
ExchangeNYSE
Founded1996
Employees10,536
Websitecarmax.com
ISINUS1431301027
Last UpdateApr 2, 2026
Index & Theme
Online PaymentsConsumer LendingElectric VehicleAutomotiveOnline PortalsRetail

Description

CarMax, Inc. (CarMax), through its subsidiaries, operates as a retailer of used vehicles in the United States. The company delivers an unrivaled customer experience by offering a broad selection of quality used vehicles and related products and serv…

Analysis

Hope premium

CarMax, Inc. is priced well ahead of what the underlying numbers justify, a pattern we describe as a hope premium.

On valuation, the picture is expensive. The owner-earnings multiple stands at 138.3×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 33% a year, against analyst forecasts of 25%. The gap between price and consensus is worth watching: demanding expectations.

Growth is tepid; the safety picture is fragile. The company scores 6/20 on our value-creation score: not creating value. Analyst sentiment is cautious.

Flags to be aware of: The financial cushion is thinner than comfortable. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
16
2023202420252026

All-time high

65

Jan 2025

All-time low

9

Jan 2023

Average rank

30

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
71
46
49
50
Price/Earnings
24
36
30
33
Price/Book
67
34
35
36
Dividend Yield
1
1
1
1
Value (overall)
39
25
20
25

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →