Obermatt

Sampo

HEX:SAMPO · FI4000552500
InsuranceLarge

360

88
EV / EBIT16
Price / Owner Earnings23
Owner Earnings Yield13
Dividend Yield41
Price/Sales22
EV / Gross Profit40
Price/Book26
Returns on capital61
Profit margins71
Cash Conversion8
Accruals40
Owner Earnings Margin82
Sales growth64
Profit Growth64
Long-Term EPS Growth6
Owner Earnings Growth88
Reinvestment84
Price momentum24
Debt load64
Debt serviceability61
Liquidity89
Analyst ratings62
Opinion Changes57
Price Target Upside69
Market mood79
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Sampo generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryFinland
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeHLSE
Founded1922
Employees77
Websitesampo.com
ISINFI4000552500
Last UpdateApr 2, 2026
Themes
BankingFinanceInsurance

Description

Sampo Oyj (Sampo) is a Nordic insurance group that operates in various lines of insurance across multiple geographical regions, primarily focusing on property and casualty insurance. The company is recognized for delivering strong premium growth and…

Analysis

Quality compounder

Sampo Oyj earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 14.1×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 2% a year, against analyst forecasts of -5%. The gap between price and consensus is worth watching: demanding expectations.

Growth is solid; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
83
2023202420252026

All-time high

83

Jun 2026

All-time low

5

Jun 2025

Average rank

20

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
22
13
7
3
Price/Earnings
25
19
7
13
Price/Book
26
16
14
20
Dividend Yield
41
31
29
34
Value (overall)
16
7
7
3

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →