Obermatt

Radian Group

NYQ:RDN · US7502361014
InsuranceMedium

360

69
Medium confidence — indicative
EV / EBIT69
Price / Owner Earnings74
Owner Earnings Yield40
Dividend Yield77
Price/Sales30
EV / Gross Profit50
Price/Book84
Returns on capital63
Profit margins84
Cash Conversion37
Accruals39
Owner Earnings Margin85
Sales growth84
Profit Growth72
Long-Term EPS Growth55
Owner Earnings Growth15
Reinvestment98
Price momentum55
Debt load42
Debt serviceability86
Liquidity40
Analyst ratings61
Opinion Changes69
Price Target Upside52
Market mood53
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Radian Group clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryUSA
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeNYSE
Founded1991
Employees974
Websiteradian.com
ISINUS7502361014
Last UpdateApr 2, 2026
Index & Theme
Real Estate Technology

Description

Radian Group Inc. (Radian Group) operates as a private mortgage insurer in the United States. The company provides solutions that expand access to affordable, responsible and sustainable homeownership and helps borrowers achieve their dream of ownin…

Analysis

Middle-of-the-road

Radian Group Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 7.6×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -7% a year, against analyst forecasts of 8%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is adequate. The company scores 12/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
98
2023202420252026

All-time high

98

Jun 2026

All-time low

25

Jan 2023

Average rank

69

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
30
12
19
26
Price/Earnings
81
74
72
82
Price/Book
84
61
51
65
Dividend Yield
77
76
70
83
Value (overall)
85
55
53
67

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →