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Erie Indemnity

NSQ:ERIE · US29530P1021
InsuranceLarge

360

89
Profit price7
Owner Earnings Yield17
Dividend Yield1
Price/Sales18
EV / Gross Profit1
Price/Book3
Returns on capital83
Profit margins61
Cash Conversion36
Accruals4
Owner Earnings Margin62
Sales growth41
Profit Growth52
Long-Term EPS Growth24
Owner Earnings Growth16
Reinvestment81
Price momentum13
Debt load93
Debt serviceability65
Liquidity96
Analyst ratings100
Expectations trend50
Market mood49
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Erie Indemnity clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryUSA
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeNASDAQGS
Founded1925
Employees4,910
Websiteerieinsurance.com
ISINUS29530P1021
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)S&P 500 (USA)D.J. US Insurance
Themes
Property Insurance

Description

Erie Indemnity Company operates as the attorney-in-fact for the subscribers (policyholders) at the Erie Insurance Exchange (‘Exchange’). The Exchange is a Pennsylvania-domiciled reciprocal insurer that writes property and casualty insurance. The Exc…

Analysis

Beloved champion

Erie Indemnity Company sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is fair. The owner-earnings multiple stands at 22.6×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is sturdy. The company scores 12/20 on our value-creation score: creating some value. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
88
2023202420252026

All-time high

88

Mar 2026

All-time low

23

Jan 2023

Average rank

81

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
18
11
7
17
Price/Earnings
8
9
5
9
Price/Book
3
4
5
2
Dividend Yield
1
38
43
48
Value (overall)
1
7
10
8

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →