Obermatt

ING

AEX:INGA · NL0011821202
BanksMedium

360

39
Profit price90
Cash yield43
Price/Sales66
EV / Gross Profit36
Price/Book56
Returns on capital
Profit margins

Cash truth not applicable for financial companies.

Sales growth50
Profit Growth88
Long-Term EPS Growth75
Reinvestment85
Price momentum64
Debt load18
Debt serviceability39
Liquidity20
Analyst ratings43
Opinion Changes50
Price Target Upside63
Market mood39
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

ING generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountryNetherlands
IndustryBanks
SizeMedium
TypePublic Company
ExchangeENXTAM
Employees23,525
Websiteing.com
ISINNL0011821202
Last UpdateApr 2, 2026

Description

ING Groep N.V. (ING) operates as a global financial institution. The company’s primary banking subsidiary is ING Bank N.V. (together with its consolidated subsidiaries, ‘ING Bank’). The company offers a wide range of retail and wholesale banking ser…

Analysis

Bargain bin

ING Groep N.V. falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

Valuation data is not available for this company.

The trajectory is tepid and the balance sheet is stretched. The company scores 20/20 on our value-creation score: strong value creator.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
45
2023202420252026

All-time high

87

Jul 2023

All-time low

1

Jan 2025

Average rank

50

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
66
69
50
43
Price/Earnings
41
63
45
41
Price/Book
56
69
51
41
Dividend Yield
43
32
35
55
Value (overall)
44
48
35
52

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →