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Hartford Insurance

NYQ:HIG · US4165151048
InsuranceMedium

360

56
EV / EBIT84
Price / Owner Earnings77
Owner Earnings Yield71
Dividend Yield57
Price/Sales53
EV / Gross Profit78
Price/Book37
Returns on capital59
Profit margins55
Cash Conversion64
Accruals60
Owner Earnings Margin74
Sales growth38
Profit Growth86
Long-Term EPS Growth66
Owner Earnings Growth61
Reinvestment21
Price momentum62
Debt load59
Debt serviceability79
Liquidity75
Analyst ratings56
Opinion Changes50
Price Target Upside67
Market mood65
Value Creation18/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Hartford Insurance generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeNYSE
Founded1985
Employees15,165
Websitethehartford.com
ISINUS4165151048
Last UpdateApr 2, 2026
Indices
Renewable Energy UsersS&P 500 (USA)D.J. US Insurance
Themes
FinanceFinancial ServicesInsurance

Description

The Hartford Insurance Group, Inc. (Hartford), together with its subsidiaries, provides property and casualty (‘P&C’) insurance, employee group benefits insurance and services, and mutual funds and exchange-traded funds (‘ETF’) to individual and busi…

Analysis

Middle-of-the-road

The Hartford Insurance Group, Inc. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 8.4× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -6% yearly growth; analysts expect 4%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is adequate. The company scores 18/20 on our value-creation score: strong value creator.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
82
2023202420252026

All-time high

94

Mar 2026

All-time low

16

Jan 2026

Average rank

37

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
53
50
54
58
Price/Earnings
50
81
89
68
Price/Book
37
33
49
44
Dividend Yield
57
46
54
54
Value (overall)
43
55
66
62

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →